Passed my driving test :).. and car insurance :(

[TillyTortoise]

I passed my driving test today

I came home and searched the net for insurance quotes and the cheapest I could find was £3013.49 They wonder why so many people drive without insurance?!

[egyptiandan64]

I remember on Top Gear they had to pretend to be teenagers with their first car. They found insurance was cheaper going through parents, half or less than your quote,

Danny

[TillyTortoise]

Originally Posted by egyptiandan64

I remember on Top Gear they had to pretend to be teenagers with their first car. They found insurance was cheaper going through parents, half or less than your quote,

Danny

We tried, but both parents have claimed on their insurance within 3 years for bumps that were not their faults, I was quoted £3500+ to be a named driver on my fathers policy

[Emilyjayne2012]

My 18 year old cousin got a quote back just after he had past that was £40,000 for a year lol. I think that was them saying .... 'were definitely not insuring you'.
Try admiral, I found them the cheapest.
Congratulations on passing though

[pagan queen]

I doesn't have to be a parent as your named driver I don't think, could you use another relative, aunt or uncle maybe?

[Mrs Frog]

congratulations!!! My son has a black box fitted in his car which made it a bit cheaper with the co op His premiums were £170 a monthhe got a part time job to just pay that but in his second year the cost was halved

[Gordon]

Well done Ross sell you a photocopy of mine for £50

[Pussygalore]

you have to be very carefull having a named driver if that driver doesn't actually drive the car and you are the main one if the insurance company found out or you had an accident your insurance would be invalid. To be honest unless you really need and not just want a car you'd be better waiting untill you are older, if you've managed to get around untill now then wait, is it really worth the cost, for less you could probably have a taxi everywhere. Now is the time that you should be having some fun, holidays with freinds etc not getting tied down with debts and commitments, once they come along you never get rid of them. My grand daughter saddled herself with buying a new car on finance, it takes nearly all her wages, one of her freinds has gone to Australia and Daryl couldn't go, she missed another holiday, can't go to concerts,festivals and even can't go out for a drink sometimes, all that because she wanted a new car, my does she regret it and she has another 4 years to go, she's only 18.

[Jess222]

My insurance is with direct line, my quote when I first passed was 700 for 3rd party and 900 fully comp...for the year. 5 years on I pay 36 quid a month, still with direct line with no claims. Try them Ross x

[Emilyjayne2012]

Another thing to do is if you take the 'pass plus' test it brings your insurance down a lot so maybe look into that