We're broke - Page 2

TillyTortoise · 29-10-2014, 09:10 PM

Quote:

Originally Posted by pagan queen

Yes, she was late making a few payments (wages date shifting and her direct debit not corresponding)so they insisted she pay the last 3 months up front. She was then told they would not insure her again unless she paid the whole year in full so she cancelled the insurance, more because they were so unreasonable than anything.

Fair enough then.. I'd be furious and demand the money be returned to my account within 24 hours. They've basically stolen your money..

ClareandCo · 30-10-2014, 07:55 AM

Have you contacted your bank as it was them that made the payment to the insurance company?

Your daughter has insured her car elsewhere so probably did not actually inform the original insurance company that she was not going to be renewing with them. Although they said they would not re-insure her, did she receive a renewal notice/premium due letter? Usually a letter comes through stating that the payments will be taken from "such and such" account etc.

As she was late with payments she was lucky they didn't cancel her insurance mid-term!

ash92 · 30-10-2014, 10:22 AM

Seeing this has made me quite paranoid, I have changed my insurance provider for the first time this week, I feel like I best go check all my various banks to ensure nothing has left that shouldn't have. I really feel for you and hope it gets sorted soon.

pagan queen · 30-10-2014, 01:27 PM

The money is back. Went in last night after hassling all day. Thank goodness for that.

Merlin M · 30-10-2014, 01:49 PM

That's good to hear!

emma_mcraf · 30-10-2014, 10:52 PM

Great news Wendy. Now you can place your Amazon Christmas order.

pagan queen · 30-10-2014, 11:04 PM

Quote:

Originally Posted by emma_mcraf

Great news Wendy. Now you can place your Amazon Christmas order.

Already done Emma, along with the bedroom furniture.

emma_mcraf · 30-10-2014, 11:11 PM

Quote:

Originally Posted by pagan queen

Already done Emma, along with the bedroom furniture.

Yay, great news Wendy!

**Alan1** · 30-10-2014, 11:23 PM

Quote:

Originally Posted by Merlin M

Companies don't use Faster Payment like personal banking does they still use BACS that still takes 3-5 days to clear.

I ken, there's no need for it to take that length of time though. You could send it by pigeon post and it would be there quicker

Merlin M · 31-10-2014, 07:38 AM

I hope you made a complaint!

30-10-2014, 10:22 AM	#13
ash92 Member Egg Join Date: Jan 2013 Location: West Midlands, UK Posts: 93	Seeing this has made me quite paranoid, I have changed my insurance provider for the first time this week, I feel like I best go check all my various banks to ensure nothing has left that shouldn't have. I really feel for you and hope it gets sorted soon. __________________ Ashleigh

30-10-2014, 01:27 PM	#14
pagan queen Senior Member Adult Join Date: Jun 2010 Location: Kent Posts: 6,073	The money is back. Went in last night after hassling all day. Thank goodness for that. __________________ 1.0.1 TG Ibera 1.0.0 Chinese Frise dog 0.1.0 African Grey Parrot 0.1.0 Hahns Macaw 0.1.0 Pearly Conure 0.2.0 Guinea Pigs 0.2.0 Chickens 1.0.0 Bearded Dragon 7.4.0 Budgies 1.1.0 Cockatiels 1.3 Kids 1 Husband

30-10-2014, 01:49 PM	#15
Merlin M Senior Member Adult Join Date: Feb 2012 Location: Edinburgh Posts: 4,186	That's good to hear! __________________ 1:1:1 Horsfields (Misha, Amber and Teabag) 1:0:0 Dog: Rocco, Rottweiler cross 1 husband (Russ)

30-10-2014, 10:52 PM	#16
emma_mcraf Senior Member Adult Join Date: Jul 2010 Location: Devon Posts: 11,365	Great news Wendy. Now you can place your Amazon Christmas order. __________________ Emma Testudo Hermanni 5.12.2:Theo, Tamara, Tabitha, Harriet, Isabelle, Clara, Oscar, Hugo, Oliver, Florence, Arabella, Esmé, Aurelia, Felicia, Claudia, Atticus, Celestia, Amaris, Tristan and Clementine Budgies: Jasper, Ivo, Otis, Henry, Louie and Luca Doggies: 1.1.0 Chester and Lottie

31-10-2014, 07:38 AM	#20
Merlin M Senior Member Adult Join Date: Feb 2012 Location: Edinburgh Posts: 4,186	I hope you made a complaint! __________________ 1:1:1 Horsfields (Misha, Amber and Teabag) 1:0:0 Dog: Rocco, Rottweiler cross 1 husband (Russ)

30-10-2014, 07:55 AM	#12
ClareandCo Senior Member Sub Adult Join Date: May 2010 Posts: 1,350	Have you contacted your bank as it was them that made the payment to the insurance company? Your daughter has insured her car elsewhere so probably did not actually inform the original insurance company that she was not going to be renewing with them. Although they said they would not re-insure her, did she receive a renewal notice/premium due letter? Usually a letter comes through stating that the payments will be taken from "such and such" account etc. As she was late with payments she was lucky they didn't cancel her insurance mid-term!

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