Something to think about if you're a driver - Page 2

Pussygalore · 26-10-2010, 08:17 AM

I only use my car to go to my cleaning job when its raining as I can walk, but I park in the shopping complex car park, often pop into Tesco's first then walk around the corner to clean the dentist's. I can't park outside the dentist as its on the high street, so is that classed as using it for work? often hubby drops me off and picks me up or I walk home. Anyway our insurance is due next month so I'll mention it to them then.

**Alan1** · 26-10-2010, 08:26 AM

Quote:

Originally Posted by Pussygalore

I only use my car to go to my cleaning job when its raining as I can walk, but I park in the shopping complex car park, often pop into Tesco's first then walk around the corner to clean the dentist's. I can't park outside the dentist as its on the high street, so is that classed as using it for work? often hubby drops me off and picks me up or I walk home. Anyway our insurance is due next month so I'll mention it to them then.

I doubt an insurance company would let you off if they had the slightest chance of not having to pay out.

Another thing is 'main user'. my wife uses the car as much as I do but you can only put one person as the main user, the person who is the policyholder. No doubt you'd have a battle to get paid out on that one too

Laraine · 26-10-2010, 02:16 PM

Its worth asking about business use to be included in your policy if you use your car to get to work, this way you are covered even if you need to 'nip out' to collect something or on the off chance have to take home a colleague who is feeling ill. We have had it for 11 years and have never been charged any extra for it, even when swinton have switched my policy to different insurers I have always had it included without any extra premium charged.

**Alan1** · 27-10-2010, 07:22 PM

it turns out we've got business use anyway, I checked the policies. however it applies only to policy holder and spouse/partner, my son is a named driver so I phoned up about it to clarify it and they said he would be covered to travel to one place of work but not for business use. radge isn't it?

26-10-2010, 02:16 PM	#13
Laraine Senior Member Adult Join Date: Sep 2007 Location: Wirral Posts: 3,622	Its worth asking about business use to be included in your policy if you use your car to get to work, this way you are covered even if you need to 'nip out' to collect something or on the off chance have to take home a colleague who is feeling ill. We have had it for 11 years and have never been charged any extra for it, even when swinton have switched my policy to different insurers I have always had it included without any extra premium charged. __________________ Laraine ________________________

26-10-2010, 08:17 AM	#11
Pussygalore Senior Member Adult Join Date: Jun 2006 Location: Cambridge Posts: 6,479	I only use my car to go to my cleaning job when its raining as I can walk, but I park in the shopping complex car park, often pop into Tesco's first then walk around the corner to clean the dentist's. I can't park outside the dentist as its on the high street, so is that classed as using it for work? often hubby drops me off and picks me up or I walk home. Anyway our insurance is due next month so I'll mention it to them then.

27-10-2010, 07:22 PM	#14
Alan1 Super Moderator Adult Join Date: Dec 2008 Location: Sunny Scotland Posts: 21,512	it turns out we've got business use anyway, I checked the policies. however it applies only to policy holder and spouse/partner, my son is a named driver so I phoned up about it to clarify it and they said he would be covered to travel to one place of work but not for business use. radge isn't it?

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)