[Suze65]

Originally Posted by vikki

Thanks for the info - love this forum as everybody is so helpful and willing to share their opinions and experiences but without judgement so very helpful to a newbie like me to make informed decisions - thanks everyone any more thoughts/opinions/stories to share would be great

What ever you decide to do, there's no rush to hibernate. If you are not confident yet then don't do it. As has been said, ultimately the decision is yours.